You're planning to use the $8000 tax credit for your home purchase. Just when can you get that money? I published earlier that Donovon wanted to make the first time home buyer tax credit available as funds for closing. No one has figured out how to do that. Here's the lastest from a lender I've worked with whose +20 years of experience in working with first time homebuyers makes her a very reliable source!
http://www.lendingahand.com/2009/05/tax-credit-for-down-payment/
In a nutshell, count on the money after closing and filing the amendment to your taxes.
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